{"bill":{"id":"103-hr-1448","congress":103,"type":"HR","number":1448,"title":"Check Cashing Act of 1993","originChamber":"House","introducedDate":"1993-03-24","sponsors":[{"bioguideId":"F000110","fullName":"Rep. Fields, Cleo [D-LA-4]","party":"D","state":"LA","district":4}],"cosponsorsCount":34,"latestAction":{"actionDate":"1993-06-29","text":"Subcommittee Hearings Held."},"policyArea":"Finance and Financial Sector","subjects":["Checks","Congressional investigations","Congressional reporting requirements","Crime and Law Enforcement","Debit cards","Federal aid programs","Fees","Fines (Penalties)","Fraud","Government publications","Licenses","Postal service"],"actions":[{"date":"1993-06-29","text":"Subcommittee Hearings Held.","type":"Committee","chamber":"House committee actions","hasVote":false},{"date":"1993-04-30","text":"Referred to the Subcommittee on Consumer Credit and Insurance.","type":"Committee","chamber":"House committee actions","hasVote":false},{"date":"1993-04-21","text":"Sponsor introductory remarks on measure. (CR H1961-1962)","type":"IntroReferral","chamber":"Library of Congress","hasVote":false},{"date":"1993-03-26","text":"Referred to the Subcommittee on Human Resources and Intergovernmental Relations.","type":"Committee","chamber":"House committee actions","hasVote":false},{"date":"1993-03-24","text":"Referred to the House Committee on Government Operations.","type":"IntroReferral","chamber":"House floor actions","hasVote":false},{"date":"1993-03-24","text":"Referred to the House Committee on Banking, Finance + Urban Affrs.","type":"IntroReferral","chamber":"House floor actions","hasVote":false},{"date":"1993-03-24","text":"Introduced in House","type":"IntroReferral","chamber":"Library of Congress","hasVote":false},{"date":"1993-03-24","text":"Introduced in House","type":"IntroReferral","chamber":"Library of Congress","hasVote":false}],"summary":"<p>Check Cashing Act of 1933 - Sets forth licensing requirements for businesses that engage in issuing, redeeming, or cashing checks, travellers' checks, money orders, or similar instruments, or that transmit money.  Confers licensing authority over such businesses upon the Federal Trade Commission (the Commission).  Subjects violators of this Act to a civil penalty. <p>Sets a maximum fee limitation which such businesses may charge for their services. <p>Prohibits a depository institution from refusing to cash government checks where the presenter is the payee and provides sufficient identification.  Mandates that checks drawn by Federal agencies be mailed only to specified addresses. <p>Requires the Comptroller General to study and report to the Congress on the effects of requiring the use of a debit card system for making Federal benefit payments.","updateDate":"2025-08-26T13:50:07Z"},"markets":[],"stateBills":[],"meta":{"sources":["congress.gov"],"latencyMs":592,"ts":"2026-04-15T14:48:33.172Z"},"nextActions":{"inspect":[],"related":[{"description":"Search related legislation","method":"GET","url":"/api/public/query-gov?q=Check%20Cashing%20Act%20of%201993"}]}}