{"bill":{"id":"119-hr-2852","congress":119,"type":"HR","number":2852,"title":"Expanded Student Saver’s Tax Credit Act","originChamber":"House","introducedDate":"2025-04-10","sponsors":[{"bioguideId":"J000310","fullName":"Rep. Johnson, Julie [D-TX-32]","party":"D","state":"TX","district":32}],"cosponsorsCount":2,"latestAction":{"actionDate":"2025-04-10","text":"Referred to the House Committee on Ways and Means."},"policyArea":"Taxation","subjects":[],"actions":[{"date":"2025-04-10","text":"Referred to the House Committee on Ways and Means.","type":"IntroReferral","chamber":"House floor actions","hasVote":false},{"date":"2025-04-10","text":"Introduced in House","type":"IntroReferral","chamber":"Library of Congress","hasVote":false},{"date":"2025-04-10","text":"Introduced in House","type":"IntroReferral","chamber":"Library of Congress","hasVote":false}],"summary":"<p><strong>Expanded Student Saver's Tax Credit Act </strong></p><p>This bill allows full-time students to qualify for the federal Retirement Savings Contribution Tax Credit (commonly known as the Saver’s Credit) through 2026 and the federal Saver’s Match beginning in 2027.</p><p>As background, an eligible individual may claim the nonrefundable Saver’s Credit for a percentage of contributions made to a qualified retirement account (e.g., individual retirement account or employer-sponsored retirement account). The maximum Saver’s Credit amount allowed is $1,000 (or $2,000 for married joint filers).&nbsp;</p><p>Under current law, the Saver’s Credit will be replaced by the Saver’s Match in 2027. Under the Saver's Match, a matching contribution of up to $1,000 (or $2,000 for married joint filers) may be deposited into an individual’s qualified retirement account.&nbsp;</p><p>Full-time students are currently not eligible for the Saver’s Credit or Saver’s Match.&nbsp;Under the bill, the definition of an eligible individual for purposes of the Saver’s Credit and the Saver’s Match is modified to include full-time students.</p>","updateDate":"2026-02-12T15:39:48Z"},"markets":[],"stateBills":[],"meta":{"sources":["congress.gov"],"latencyMs":931,"ts":"2026-04-17T13:15:01.611Z"},"nextActions":{"inspect":[],"related":[{"description":"Search related legislation","method":"GET","url":"/api/public/query-gov?q=Expanded%20Student%20Saver%E2%80%99s%20Tax%20Credit%20Act"}]}}