{"bill":{"id":"119-hr-9978","congress":119,"type":"HR","number":9978,"title":"Homeowners Premium Tax Reduction Act of 2026","originChamber":"House","introducedDate":"2026-07-30","sponsors":[{"bioguideId":"B001257","fullName":"Rep. Bilirakis, Gus M. [R-FL-12]","party":"R","state":"FL","district":12}],"cosponsorsCount":0,"latestAction":{"actionDate":"2026-07-30","text":"Referred to the House Committee on Ways and Means."},"policyArea":"Taxation","subjects":[],"actions":[{"date":"2026-07-30","text":"Referred to the House Committee on Ways and Means.","type":"IntroReferral","chamber":"House floor actions","hasVote":false},{"date":"2026-07-30","text":"Introduced in House","type":"IntroReferral","chamber":"Library of Congress","hasVote":false},{"date":"2026-07-30","text":"Introduced in House","type":"IntroReferral","chamber":"Library of Congress","hasVote":false}],"summary":"<p><strong>Homeowners Premium Tax Reduction Act of 2026</strong></p><p>This bill establishes a new deduction of up to $10,000 claimed against gross income (above-the-line tax deduction) for annual policy premiums paid or incurred for homeowners insurance on an individual's principal residence.&nbsp;</p>","updateDate":"2026-09-02T12:25:27Z"},"markets":[],"stateBills":[],"meta":{"sources":["congress.gov"],"latencyMs":387,"ts":"2026-10-13T06:36:20.894Z"},"nextActions":{"inspect":[],"related":[{"description":"Search related legislation","method":"GET","url":"https://simplefunctions.dev/api/public/query-gov?q=Homeowners%20Premium%20Tax%20Reduction%20Act%20of%202026"}]}}