{"bill":{"id":"119-s-3889","congress":119,"type":"S","number":3889,"title":"American Lending Fairness Act of 2026","originChamber":"Senate","introducedDate":"2026-02-12","sponsors":[{"bioguideId":"M001242","fullName":"Sen. Moreno, Bernie [R-OH]","party":"R","state":"OH","district":null}],"cosponsorsCount":0,"latestAction":{"actionDate":"2026-02-12","text":"Read twice and referred to the Committee on Banking, Housing, and Urban Affairs."},"policyArea":"Finance and Financial Sector","subjects":[],"actions":[{"date":"2026-02-12","text":"Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.","type":"IntroReferral","chamber":"Senate","hasVote":false},{"date":"2026-02-12","text":"Introduced in Senate","type":"IntroReferral","chamber":"Library of Congress","hasVote":false}],"summary":null,"updateDate":"2026-03-02T15:25:15Z"},"markets":[],"stateBills":[],"meta":{"sources":["congress.gov"],"latencyMs":511,"ts":"2026-04-19T12:44:37.171Z"},"nextActions":{"inspect":[],"related":[{"description":"Search related legislation","method":"GET","url":"/api/public/query-gov?q=American%20Lending%20Fairness%20Act%20of%202026"}]}}