LEGISLATION/H.R. 6536

Rural Depositories Revitalization Study Act

119-HR-6536119th CongressIntroduced Dec 9, 2025Finance and Financial Sector
Market Probability
No market
Status
Introduced
Committee
Floor Vote
Other Chamber
Signed
Placed on the Union Calendar, Calendar No. 404.

Sponsor

Rep. Norman, Ralph [R-SC-5](R-SC-5)
3 cosponsors

Summary

Rural Depositories Revitalization Study Act

This bill requires federal banking agencies to study and report on approaches to support rural depository institutions.

Specifically, the Federal Reserve Board, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation must jointly (1) study and report on methods to improve the growth, capital adequacy, and profitability of rural depository institutions; and (2) identify statutes and regulations that limit such methods or prevent the establishment of new rural depository institutions. 

Subjects

Bank accounts, deposits, capitalCongressional oversightFinancial services and investmentsGovernment information and archivesGovernment studies and investigationsRural conditions and development

Actions (9)

Placed on the Union Calendar, Calendar No. 404.
Feb 2, 2026House floor actions
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-473.
Feb 2, 2026House floor actions
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-473.
Feb 2, 2026Library of Congress
Ordered to be Reported (Amended) by the Yeas and Nays: 50 - 0.
Dec 17, 2025House committee actions
Committee Consideration and Mark-up Session Held
Dec 17, 2025House committee actions
Committee Consideration and Mark-up Session Held
Dec 16, 2025House committee actions
Referred to the House Committee on Financial Services.
Dec 9, 2025House floor actions
Introduced in House
Dec 9, 2025Library of Congress
Introduced in House
Dec 9, 2025Library of Congress