LEGISLATION/H.R. 1631

Safe Access to Cash Act of 2025

119-HR-1631119th CongressIntroduced Feb 26, 2025Crime and Law Enforcement
Market Probability
No market
Status
Introduced
Committee
Floor Vote
Other Chamber
Signed
Referred to the House Committee on the Judiciary.

Sponsor

Rep. Rose, John W. [R-TN-6](R-TN-6)
9 cosponsors

Summary

Safe Access to Cash Act of 2025

This bill specifies that robbery offenses involving ATMs and related cash constitute crimes under the federal bank robbery statute.

Currently, the federal bank robbery statute makes it a federal crime to take or attempt to take, by force and violence or by intimidation, money or other property belonging to or in the care, custody, control, management, or possession of any bank, credit union, or savings and loan association.

However, federal circuit courts have split on whether forcing someone to withdraw money from an ATM constitutes an offense under the federal bank robbery statute. The Fifth Circuit Court of Appeals has held that directly forcing a bank customer to withdraw money from an ATM does not constitute a federal bank robbery because the funds were in the possession of the customer, not the bank. In contrast, the Tenth and Seventh Circuits have held that directly forcing a bank customer to withdraw money from an ATM constitutes a federal bank robbery because the funds belonged to the bank when the withdrawal occurred.

This bill specifies that for purposes of the federal bank robbery statute, an ATM and any cash in transit to, being loaded into, or being unloaded from an ATM is in the care, custody, control, management, or possession of, any bank, credit union, or any savings and loan association, regardless of whether the ATM is located on the physical premises of such an institution or owned or operated by such an institution.

Subjects

Banking and financial institutions regulationCrimes against property

Actions (3)

Referred to the House Committee on the Judiciary.
Feb 26, 2025House floor actions
Introduced in House
Feb 26, 2025Library of Congress
Introduced in House
Feb 26, 2025Library of Congress