TRUST Act of 2025
119-HR-4478119th CongressIntroduced Jul 17, 2025Finance and Financial Sector
Market Probability
No market
Status
Introduced
Committee
Floor Vote
Other Chamber
Signed
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsor
Rep. Moore, Tim [R-NC-14](R-NC-14)1 cosponsor
Summary
Tailored Regulatory Updates for Supervisory Testing Act of 2025 or the TRUST Act of 2025
This bill permits additional small insured depository institutions that are considered well-capitalized and well-managed (per their most recent examination) to qualify for less frequent examinations conducted by federal financial regulators. Specifically, the bill raises the maximum asset level that qualifies an institution for less frequent examinations from less than $3 billion to less than $6 billion.
Subjects
Bank accounts, deposits, capitalBanking and financial institutions regulationCorporate finance and managementFederal Deposit Insurance Corporation (FDIC)Performance measurement
Actions (16)
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
May 13, 2026Senate
Motion to reconsider laid on the table Agreed to without objection.
May 12, 2026House floor actions
On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H3358)
May 12, 2026House floor actions
Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H3358)
May 12, 2026Library of Congress
DEBATE - The House proceeded with forty minutes of debate on H.R. 4478.
May 12, 2026House floor actions
Considered under suspension of the rules. (consideration: CR H3357-3359)
May 12, 2026House floor actions
Mr. Hill (AR) moved to suspend the rules and pass the bill.
May 12, 2026House floor actions
Placed on the Union Calendar, Calendar No. 209.
Sep 8, 2025House floor actions
Reported by the Committee on Financial Services. H. Rept. 119-252.
Sep 8, 2025House floor actions
Reported by the Committee on Financial Services. H. Rept. 119-252.
Sep 8, 2025Library of Congress
Ordered to be Reported by the Yeas and Nays: 48 - 0.
Jul 23, 2025House committee actions
Committee Consideration and Mark-up Session Held
Jul 23, 2025House committee actions
Committee Consideration and Mark-up Session Held
Jul 22, 2025House committee actions
Referred to the House Committee on Financial Services.
Jul 17, 2025House floor actions
Introduced in House
Jul 17, 2025Library of Congress
Introduced in House
Jul 17, 2025Library of Congress